Nonbank mortgage lenders, including PennyMac Financial Services, AmeriHome Mortgage Company and Stearns Lending, are dominating riskier loans, once again, such as those for first-time homebuyers and people with bad credit, the Los Angeles Times reports. However, there is a concern that borrowers may be taken advantage of similar as is what happened in 2008 which contributed to the financial crisis. But executives for the lenders say this time around will be different.