KATHLEEN SALMONS
Chief Risk Officer; Executive Vice President
Farmers & Merchant Bank
As Farmers & Merchant Bank’s (F&M) first chief risk officer and its second female EVP, Kathleen Salmons has been instrumental in ensuring the bank’s stability and growth. She has implemented robust risk methodologies and fosters a risk-aware culture across the organization. Under her leadership, F&M’s capital and liquidity metrics remain exceptional, supported by strong processes for risk management, stress testing, early warning indicators and issue resolution. Her efforts have contributed to the bank’s growth from $5 billion to over $12 billion in assets, along with significant increases in net income and stock price. Before joining F&M, Salmons spent ten years with Ernst & Young, focusing on the automotive and financial sectors, handling strategic planning and accounting processes as well as process redesign and optimization.
