SVP Regional Manager
1st Century Bank
Area of Expertise: Commercial Banking
Carlos Payan joined 1st Century Bank in August 2017 to start up the downtown Los Angeles commercial lending office. As senior vice president regional manager, Payan and his team specialize in commercial relationship management and focus on mid-size family owned businesses in multiple industries. He works with his clients on large array of products and services, including commercial lines of credit, owner-occupied and investment real estate loans and equipment and business loans.
Being part of a full service bank, Payan can be creative in meeting the clients’ needs with auxiliary products such SBA and ABL financing. He also serves his clients business deposits needs with a robust deposit offering, including full service treasury management. On the personal side, he assists his clients with their deposits needs, wealth management services, and mortgages. Relationship size ranges from $5 million to $40 million.