Mortgage Loan Originator
Caliber Home Loans
As a residential mortgage lender, Vivian Lum brings her unique, deep and diverse educational and professional background to each transaction. Lum takes into account each borrower’s entire financial position and goals, often conferring with the borrower’s financial advisor and CPA to do what is best for the borrower. She acts as a mortgage advisor to help create generational wealth for her clients.
Lum, a licensed attorney, had a burgeoning law practice handling real estate and other business matters, from which she then transitioned into forming a commercial real estate development company. Lum also is a licensed realtor. Having handled real estate transactions from all angles, from being a home buyer herself, to being a realtor on both the buy and sell sides to originating mortgages, she has the breathe of knowledge that each borrower would benefit from in their mortgage transaction.