LYNN FERNANDEZ
Chief Credit Officer
Lendistry
Lynn Fernandez oversees the responsible, progressive credit and risk management culture at Lendistry. She was with Lendistry in 2017 on the day it became an SBA Community Advantage lender, for which it became #2 in the nation in 2018, and she was with Lendistry in 2021 when it became the only African American-led non-bank SBA 7(a) lender.
Under Fernandez’s leadership, Lendistry has adopted underwriting practices that give underserved small business owners a fair chance to get the funding they need to grow. She and her credit team have developed a detailed series of “mitigants” that Lendistry uses to support small businesses that may fall short of common lending requirements. Because her father is an entrepreneur, Fernandez spent her life witnessing the challenges behind owning a business. For every program and product Lendistry offers, Fernandez oversees credit practices, but also sees every applicant as a person with a family and community to support.
